Quote Comparison & Proposal Generator

Lead #: LD-20260726-8812 (Rajesh Sharma Household)

3 Quoting Options Prepared • Target Sum Insured: ₹10 Lakhs
Advisor Top Recommendation
HD

HDFC ERGO Health

Optima Secure Super

Total Premium (incl. 18% GST)₹26,432 / yrSum Insured: ₹10,000,000 (10 Lakh)

Key Benefits

4X Coverage multiplier from Day 1
Zero Deductible & No Copay
Direct Cashless at 13,000+ Hospitals
Restoration Benefit: 100% Unlimited

Restrictions

Pre-existing diseases 24 month wait
Cosmetic surgeries
Ca

Care Health Insurance

Care Supreme

Total Premium (incl. 18% GST)₹23,718 / yrSum Insured: ₹10,000,000 (10 Lakh)

Key Benefits

Cumulative Bonus Super up to 500%
Annual Health Checkup for all members
Organ Donor cover included
Unlimited Automatic Recharge

Restrictions

Pre-existing diseases 36 month wait
Self-inflicted injuries
Ni

Niva Bupa Health

ReAssure 2.0 Titanium

Total Premium (incl. 18% GST)₹25,724 / yrSum Insured: ₹10,000,000 (10 Lakh)

Key Benefits

Lock the Premium until claim age
ReAssure Forever (Unlimited claims)
Smart Health Checkup from Day 1
Room Rent: Any Category Room

Restrictions

Pre-existing diseases 36 month wait
Experimental treatments