Explainable Cross-Sell Engine & Advisory Workbench
Evaluated Opportunities
342
Urgent Priority Matches
94
Advisor Conversion Rate
42.8%
Explainable Advisory Recommendations Feed
Health Insurance (Super Top-Up)URGENT PRIORITY (Score: 94)
Rule: FAMILY_HEALTH_TOPUP_RECOMMENDEDTarget Person: Rajesh Sharma (Primary) • Sharma Household (4 Members)
Why this recommendation exists: Total active family health cover (₹10 Lakhs) is below recommended threshold for a 4-member household.
Evidence Collected:
Household member count: 4
Current active health sum insured: ₹10,000,000
Recommended health sum insured: ₹25,000,000
Suggested Action: Pitch Super Top-Up Plan (₹15L Cover over ₹10L Deductible)
Term Life InsuranceHIGH PRIORITY (Score: 88)
Rule: SPOUSE_LIFE_COVER_GAPTarget Person: Sunita Sharma (Spouse) • Sharma Household
Why this recommendation exists: Earning spouse registered in household with zero active individual term life protection.
Evidence Collected:
Spouse occupation status: Software Engineer
Household income tier: Tier 1 (₹15L-25L)
Active term life policies: 0
Suggested Action: Pitch Pure Term Life Plan (₹1 Cr Sum Assured)